It's A Money Mindset Financial Coaching
Making wise money decisions is crucial for achieving financial stability and a debt-free life. It is similar to planting seeds in fertile soil; when we invest our money in the right places, we reap great benefits. I'm sure you have witnessed this firsthand and made good and bad choices that have taught you a lot. For those of you who are already on the right path, a strategic plan can help you maximize your efforts. While money is essential, prioritizing health and finding joy in life is equally significant. My ultimate goal is to empower individuals to live peacefully and free from unnecessary debt. It's important to remember that setbacks are part of the journey; in such times, we must replant and start in a new direction, which takes time. Let's work together towards a future filled with financial security and contentment.
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"A farmer went out to sow his seed. As he was scattering the seed, some fell along the path, and the birds came and ate it up. Some fell on rocky places.....Other seed fell among thorns....Still, other seed fell on good soil, where it produced a crop a hundred, sixty, or thirty times what was sown."
Matthew 13:3-8
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About Us
At It's A Money Mindset Financial Coaching, financial literacy is a vital skill that empowers individuals to achieve their dreams and secure their futures. Our mission is to transform how people approach money through personalized coaching and engaging workshops, guiding them from youth to retirement on their journey to a debt-free life.
Individual Coaching
We offer one-on-one coaching sessions tailored to meet each client’s unique needs. We work closely with individuals to develop a positive money mindset, set realistic financial goals, and create actionable plans to achieve them. Whether you're looking to improve your budgeting skills or overcome economic obstacles, we're here to guide you every step of the way.
Our coaching philosophy extends beyond youth, as we aim to support individuals throughout their lives. Our goal is to equip clients of all ages with the tools and knowledge necessary to attain a debt-free life and make informed financial decisions that lead to a secure future.
At It's A Money Mindset, we are passionate about fostering financial wellness in our community. Join us on this journey to develop a healthy relationship with money and unlock the potential for a brighter economic future.
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Mission Statement
At It's A Money Mindset, our mission is to empower individuals of all ages with the knowledge, skills, and mindset necessary to achieve financial freedom, become debt-free, and live without financial anxiety. Through comprehensive financial education and support, we strive to equip individuals with the tools they need to navigate personal finance, embrace a strong money mindset, excel in STEAM fields, and attain a future filled with financial independence.
Vision
At It’s A Money Mindset, our vision is to be a driving force for positive change in financial literacy and STEAM education. We envision a society where everyone, regardless of background, color, age or circumstances, can overcome financial challenges, break free from debt, and experience true financial empowerment. Through collaborative partnerships with other organizations, we aim to create a collective effort that amplifies our impact, fosters inclusivity, and drives sustainable change for a brighter future for our youth that affects our world.​​​
Tina's Story
Once upon a time, I had the privilege of growing up in a stable environment in San Francisco with both of my parents. They were hardworking individuals with stable careers, and as a child, I didn't fully comprehend the importance of their financial stability. It was only later in life that I realized the significance of their choices, such as being homeowners and having secure jobs. My father even retired at the young age of fifty-five.
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Everything changed when I married my ambitious ex-husband, who was self-employed and earned a good income. Unfortunately, he tended to spend extravagantly and didn't prioritize financial management. Our lifestyle revolved around buying and leasing luxury cars, and renting apartments became our norm. We never saved for the future, which made me increasingly uneasy, especially after we had children. Eventually, we divorced, and I excelled in my career.
Years later, I met my current husband, the opposite of my previous spouse. He had worked the same job since he was nineteen, diligently saving the maximum amount in his 401k. He even paid off the mortgage on our home before retiring. He even had a rainy day account, which was foreign to me then. Our mindsets when it came to money were drastically different.
My husband has been my financial coach throughout this journey. I grew to understand his approach, which has kept me from feeling overwhelmed and stressed out. I firmly believe that our mindset shapes our future. Ultimately, my passion lies in helping individuals navigate and conquer financial obstacles by changing their mindsets. I have realized that having a healthy money mindset is crucial in achieving a life that minimizes stress and anxiety. This desire led me to become a Certified Financial Coach.
Book Your Free 1 Hour Consultation Today!
Tina Hightower Garrett
​510-706-7353
